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Home Insurance

Protect your family and biggest investment with home insurance from Jacob E Knutte Insurance Services. Home insurance protects you, your home, and your personal belongings from fire, theft, accidents, and more. New home buyer insurance can help pay your expenses and protect your assets if something unexpected occurs. No matter what kind of home you have, we offer customizable insurance plans to get the exact coverage you need and protect the life you’ve built at an affordable price.

What does home insurance cover?

  • Your personal belongings

  • Your home and other permanent structures on your property

  • Damage to your home from fire, water, weather, and more

  • Injury or property damage to someone else

  • Medical bills if someone is hurt at your home

  • Additional living expenses if you need a place to stay after your home has suffered damage that makes it unlivable

“Lulu knows home is best with Foremost”

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Coverage Options

  • Personal Property Coverage. This protects any personal belongings that are stolen, damaged, or destroyed. This policy pays the cash value if your possessions need to be replaced due to a covered loss. Common items protected with this coverage include furniture, clothing, electronics, appliances, and valuables up to a certain amount.

  • Dwelling Coverage. This covers damage to your home in the case of fire, lightning, smoke, storm damage, water, extreme weather, theft, vandalism, and other perils. This helps pay for damage to your home and other permanent structures on your property, including fences or driveways.

  • Personal Liability Coverage. This coverage helps with medical expenses or property damage to others. If someone injures themselves on your property, this policy can cover medical expenses. If an accident occurs that causes property damage or bodily injury to someone else, it has you covered regarding repairs and legal costs.

  • Additional Living Expenses Coverage. This policy provides coverage for any living expenses and extra costs you incur when you are forced from your home or if your home becomes uninhabitable due to a covered loss.

  • We can also offer additional coverage options to handle your specific needs if you need extra protection.


We know how important your home is to you, and we want to help you make sure it’s protected. We’ll ensure that your home and family are safe and sound. For mortgage insurance, auto insurance, and much more, contact our company based in the Dana Point, CA area and get a quote today.

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